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A Solutions PCP agreement is a flexible finance plan, giving you the option to own, return, trade in or refinance your vehicle at the end of your agreement.
Choose your initial deposit, annual mileage and contract duration to determine fixed monthly payments and an optional final payment. At the contract's end, decide whether to:
If you want to experience a new SEAT, you can. You simply trade in your current car and use any equity to put towards a new SEAT.
If you love your SEAT enough to keep it, you can pay the option to purchase fee of £10, and optional final payment to then take full ownership of the car.
If you don't want to update or keep the car, you can simply hand it back to us and settle any outstanding fees or charges (such as excess mileage or damage charges).
If you would like to keep your SEAT, without settling the optional final balloon payment, you may be able to refinance the outstanding amount.
Solutions PCP agreements defers some of the car’s price until the end of the contract. This can bring down the monthly cost compared to other types of finance.
Any new car will lose value over time but with Solutions PCP finance, your future value is agreed at the start of your contract. Giving you peace of mind.
You have four options at the end of your agreement. This means you can decide what you want to do with your car as the contract is coming to an end.
You can choose how long your agreement lasts to suit your budget and get a new SEAT if you choose to trade in your current car for a new one at the end of your agreement. Perfect if you love that new SEAT smell.
Try our finance calculator to create your personalised calculation. Choose the model you like, your deposit amount, estimated annual mileage and how long you'd like the contract for to see your finance example.
How does Solutions PCP work?
A Solutions PCP agreement typically consists of 3 parts: the deposit, monthly repayments, and an optional final payment. Your deposit is completely up to you, and you can use your current car in Part Exchange if you wish.
Do I need to put a deposit down on a Solutions Personal Contract Plan?
Deposit amounts vary depending on the vehicle and the finance promotion at the time. Usually there is a deposit required however there may be promotions at times which do not require one. Speak to your local Retailer to see what promotions are currently available. Also remember that your current vehicle may be able to be used towards your deposit.
How long does a Solutions Personal Contract Plan last?
Typically you can select a length suitable to you. They usually can be as little as 18 months long and as long as 49 months.
Is there an annual mileage limit?
Yes, when starting on the plan you'll set your annual mileage allowance which then is worked out pro-rata as a mileage allowance for the duration of the contract. If you go over this you may be liable for an excess mileage charge, which is typically charged per mile for the mileage over the allowance.
Can I keep the SEAT vehicle at the end of my Solutions Personal Contract purchase?
At the end of the contract you have several options. You can hand the car back (subject to any fees or charges), trade it in for a new model, or pay the option to purchase fee and optional final payment to take full ownership of it.
Can I test drive the SEAT vehicle first?
Yes, of course. You can request a test drive at your nearest Retailer.
