Front facing SEAT Leon in red with a colourful yellow, orange and pink arch in the background

Personal Contract Hire (PCH) guide

With a PCH agreement, you can drive a new SEAT without needing to own it. You pay a monthly rental for its use and hand it back to us at the end of the contract.

How does PCH work?

Follow these 4 simple steps to create your Contract Hire agreement:

Contract term

Choose a term between 12 and 48 months.

Mileage

Calculate your estimated annual mileage. Be as accurate as possible as any excess mileage at the end of your agreement will result in additional charges.

Servicing

Decide whether you’d like servicing, maintenance, and tyre protection included as part of your agreement.

At the end of the agreement

There is no final payment to pay at the end of a Contract Hire agreement, subject to excess wear and tear and mileage charges.

PCH Benefits

Nothing should hold you back from driving a SEAT. Enjoy simply renting your SEAT with the option to include servicing and maintenance. 

a happy man with a large dog walking away from a grey plug-in hybrid SEAT Leon

Option to include maintenance

As part of your monthly rental agreement, you can include different levels of servicing to help keep your car in good condition. Find out more about our service plans here.

No risks of ownership

Because it’s a leasing agreement and you don’t own the car, you won’t face the prospect of the car losing value while you drive it.

Regular upgrades

After you hand your SEAT back, you can opt for the newest models to replace it.

Fixed monthly payments

We'll never surprise you with hidden costs, your monthly payments are fixed and won't change.

A plug-in hybrid SEAT Leon parked outside a building charging

Fleet leasing solutions

Tailored solutions for fleet managers and companies are available through SEAT's Business Contract Hire options. With fleet and company cars, SEAT helps ensure efficient fleet management, allowing businesses to access a variety of business leasing options for new cars or used cars. Fleet operators can benefit from SEAT's flexible terms and seamless fleet services, giving you the ability to lease hybrid vehicle or traditional combustion engine models.

Driverline

If you are a Contract Hire customer then SEAT Driverline, our dedicated 24-hour assistance service, is for you.

 

A single phone number is all you need to access a comprehensive range of services.

 

To activate your Driverline account or choose a service then simply call us on 0330 100 8910, 365 days a year.

 

View our video to see what benefits Driverline can bring to you.

SEAT Driverline can help with any of the following. Simply call us on 0330 100 8910, 365 days a year and choose the service you need. 

Two women standing next to a blue Arona in a car park

Breakdown and Recovery Services (UK or Overseas)

Whether you’re in the UK or abroad, our breakdown partner will aim to get you back on the road as quickly as possible. Your comprehensive cover includes Roadside assistance, Recovery and At Home.

Report Accidents and Damage

If the worst should happen, Ensurance* – SEAT’s accident and repair cover, works alongside your existing insurance policy to help get your vehicle back on the road as soon as possible. 

Service Booking or Maintenance Enquiries

Arrange a service or repairs for your car though our SEAT approved service network.

Tyres

Our specialist tyre team are on hand to arrange an appointment or direct you to your local approved tyre centre.

Glass Repair

For all chips, cracks and other glass repairs our team are here to assist.

General Enquiries

Assistance with any other enquiries you may have.

FAQs

Do I have to make a final payment at the end of my contract hire agreement?
No, at the end of the agreement you will return the vehicle back without any optional final payment. Fair wear and tear is included however any damage in addition to this will need to be paid for at the end of the agreement. 

Can I terminate the leasing agreement early?
It may be possible to terminate your agreement early however this will depend on your individual contract. You can speak to your local Retailer or SEAT Financial Serivces to find out the options available to you. 

Can I test drive the SEAT vehicle first?
Yes, of course. You can request a test drive at your nearest Retailer. 

Can I freely configure my SEAT when leasing?
Yes, you can configure your dream SEAT online. 

How long do I have to wait for my leased vehicle?
You can either choose from a large selection of new cars that are immediately available, or you can configure your vehicle to meet your needs. 

What does the service include?
With every lease you will get access to roadside assistance as well as Ensurance from Volkswagen Financial Services which helps you in the event of an accident. You can also opt for servicing and maintenance to be included as part of your leasing agreement for an additional fee. 

Do I have to insure my leased SEAT myself?
Even with a leased vehicle, you have a free choice of insurance for your vehicle.