SEAT Gap Insurance

If your SEAT is written off, your motor insurer will usually settle your claim based on the current market value of your vehicle. This could be a lot less than its original value and therefore may leave you with an unexpected shortfall.

SEAT Gap Insurance† pays the difference between the write off settlement from your motor insurer and the price you paid for your SEAT or the outstanding balance payable to the finance company, whichever is the greater amount.

If your vehicle is leased or hired, SEAT Gap Insurance will cover the difference between the write off settlement from your motor insurer and the early termination charge. This includes any rentals paid in advance as a deposit up to £2,000.

Cover lasts for 36 months and the maximum claim limit is based on your vehicle purchase price.

In addition to all the benefits of SEAT Gap Insurance, the SEAT Gap Insurance Plus† policy includes a 12-month fixed benefit. This will start once your 36-month Gap Insurance cover ends. If your vehicle is written off during the additional 12-month fixed benefit period of insurance, you would receive a fixed sum of £2,500.

With cover starting from as little as £359*, speak to your nearest participating SEAT Retailer to find the option that’s right for you.

Speak to your Retailer

Please refer to the Cover Booklet for full terms and conditions, which can be found at

Participating SEAT Retailers only.

†SEAT Financial Services is a trading name of Volkswagen Financial Services (UK) Limited. SEAT Gap Insurance and SEAT Gap Insurance Plus are administered by Car Care Plan Limited and underwritten by Motors Insurance Company Limited.

*£359  includes IPT and is based on 36-month SEAT Gap Insurance for a vehicle priced £0 - £50,000 including VAT.