SEAT Car Insurance - Insurance Options | SEAT

Who better than SEAT to insure your SEAT? Our motor insurance ticks every box and gives you the reassurance you need.

Standard features include:

  • Genuine SEAT parts and repairs
  • Guaranteed courtesy car
  • Recovery of your car after theft, vandalism or in the event of an accident
  • Driving other cars
  • Windscreen cover
  • Foreign travel
  • Personal accident

In addition to all the things you would expect from a standard car insurance policy, SEAT insurance policies also come with a number of great benefits as standard, which include:

Driving Other Cars

Third party only cover while driving a car that is not owned by you, hired by you or leased to you.

You are covered for all third party liability in the event you cause accidental damage, injury or death to other people or property while driving a car which is not yours, and which you have not hired or leased. Liabilities caused by passengers travelling with you are also covered. However any damage caused to the car you are driving is not covered.

Windscreen Cover

Includes sunroofs and bodywork damaged by broken glass.

SEAT Insurance will:

  • Pay the full cost of repairs to chips or other small damage to your windscreen, or scratches to your bodywork caused by a broken windscreen or broken glass providing this is carried out by our approved repairer.
  • Pay all costs after the first £50 for replacing a windscreen or other fixed glass panels that are damaged beyond repair.

Using Your Vehicle Abroad

Cover for liability to others, theft and damage to your car while you are using it abroad.

When driving your car abroad, SEAT Insurance gives you comprehensive cover for up to 90 days of driving in the European Union, Andorra, Iceland, Liechtenstein, Norway, Serbia and Switzerland with all the features included in your policy for your normal, day-to-day UK driving.

In addition, we will pay any customs duty if your car is damaged and we decide not to return it following a claim covered under this policy.

Personal Accident

We will pay a fixed sum of up to £10,000 for any one accident if you or your passengers are killed or permanently injured in an accident involving your car.

Courtesy Car

If your car is being repaired by one of our SEAT-approved repairers following an accident or recovered theft we will provide a small or medium courtesy car (subject to availability, the car will be of a make and model within the Volkswagen Group range).

If your car is assessed as being beyond economical repair you may retain the courtesy car for:

  • 14 days if your car is less than one year old from the date of its first registration as new; or
  • 4 days if your car is more than one year old from the date of its first registration as new.

Terms and conditions apply.

FOR A QUOTE CALL: 0330 303 6911
Lines are open 8am – 8pm Monday to Friday and 9am – 4pm on Saturday.


Frequently Asked Questions

What happens if I change my car in the middle of the year?

Please call the customer services team on 0333 043 3783 and they will update your policy and advise of any changes in premium, providing your new vehicle fits our underwriting criteria.

Do I get a discount if I insure two cars with you?

Unfortunately there are no discounts for insuring a second vehicle.

What documents do I submit as proof of my no claims discount?

This should be on your renewal schedule from your previous insurer; alternatively your previous insurer can send you a proof of no claims letter. The documents must be up to date and must also be the originals.

Can I decrease my excess to £0?

No. There is a compulsory policy excess that will apply and this cannot be reduced. If you opt to take a voluntary excess this can be reduced back to zero. However, increasing your voluntary excess will reduce your premium.

Contact Us

If you have any questions or would like to purchase SEAT Insurance please feel free to give us a call on 0330 303 6911

Policy documents

For sample copies of our cover booklets please click on the thumbnail sbelow or you can call us on 0330 303 6911 and quote your policy number and we’ll arrange to send you the documents you require.

Download the sample cover booklet for policies taken out from April 2015

Download the sample cover booklet for policies taken out from December 2009


FOR A QUOTE CALL: 0330 303 6911
Lines are open 8am – 8pm Monday to Friday and 9am – 4pm on Saturday.


SEAT Financial Services is a trading name of Volkswagen Financial Services (UK) Limited (“VWFS UK”). Registered in England and Wales No. 2835230. Registered Office: Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes MK14 5LR. Financial and consumer credit services are provided by VWFS UK. Annual insurance credit is provided by Ageas Retail Limited. Volkswagen Financial Services (UK) Limited is authorised and regulated by the Financial Conduct Authority, registration number 311988.

SEAT Motor Insurance from SEAT Financial Services is sold and administered by Ageas Retail Limited, registered in England and Wales No. 1324965. Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3YA. Ageas Retail Limited is authorised and regulated by the Financial Conduct Authority (FCA), registration number 312468. Volkswagen Financial Services (UK) and Ageas Retail Limited are not part of the same corporate group.